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Based on 500+ reviews

Easton Flooring

Financing Options for Your Flooring Project

Here’s how it works:

Get the Floors You Want Now, Pay Over Time

When you choose quality flooring, you’re investing in your home. We understand that not everyone has thousands of dollars sitting around for a flooring project, even when your floors are due to be replaced. That’s why we offer flexible financing options through Wisetack so you can get the floors you want now and pay them off monthly.

 

When you finance your floors, there are no complicated applications or waiting weeks for approval, just straightforward financing that fits your budget.

Why Finance Your Flooring Project?

Can’t wait for new floors? This is often the case when you’re dealing with water damage, worn-out carpet that’s beyond cleaning or hardwood that’s splintering and unsafe. Maybe you’re ready for new floors, but don’t want to drain your savings account to buy them?

 

When you finance your flooring, you:

 

  • Get your project done now rather than saving up for months or years
  • Keep your savings intact for emergencies and other needs
  • Manage your budget with predictable monthly payments
  • Choose quality flooring without settling for cheaper options that won’t last

Financing Plans Available

Financing is available through Wisetack—terms range from 3 months to 120 months. Your actual rate and terms are based on your credit approval and amount financed. Check out the charts below to get an idea of what’s available:

Example: $10,000 Flooring Project

Term LengthAPRMonthly PaymentTotal Interest
3 months0%$3,333.33$0.00
6 months5.90%$1,695.46$172.79
12 months6.90%$864.81$377.68
24 months8.90%$456.39$953.33
36 months9.90%$322.22$1,599.29
60 months10.90%$216.93$3,015.55
84 months11.90%$175.69$4,783.41
120 months12.90%$148.72$7,846.58
3 Months
APR
0%
Monthly Payment
$3,333.33
Total Interest
$0.00
6 Months
APR
5.90%
Monthly Payment
$1,695.46
Total Interest
$172.79
12 Months
APR
6.90%
Monthly Payment
$864.81
Total Interest
$377.68
24 Months
APR
8.90%
Monthly Payment
$456.39
Total Interest
$953.33
36 Months
APR
9.90%
Monthly Payment
$322.22
Total Interest
$1,599.29
60 Months
APR
10.90%
Monthly Payment
$216.93
Total Interest
$3,015.55
84 Months
APR
11.90%
Monthly Payment
$175.69
Total Interest
$4,783.41
120 Months
APR
12.90%
Monthly Payment
$148.72
Total Interest
$7,846.58

Example: $25,000 Flooring Project

Term LengthAPRMonthly PaymentTotal Interest
3 months0%$8,333.33$0.00
6 months5.90%$4,238.66$431.97
12 months6.90%$2,162.02$944.20
24 months8.90%$1,140.97$2,383.32
36 months9.90%$805.21$3,998.23
60 months10.90%$542.31$7,538.88
84 months11.90%$439.98$11,958.53
120 months12.90%$371.80$19,146.45
3 Months
APR
0%
Monthly Payment
$8,333.33
Total Interest
$0.00
6 Months
APR
5.90%
Monthly Payment
$4,238.66
Total Interest
$431.97
12 Months
APR
6.90%
Monthly Payment
$2,162.02
Total Interest
$944.20
24 Months
APR
8.90%
Monthly Payment
$1,140.97
Total Interest
$2,383.32
36 Months
APR
9.90%
Monthly Payment
$805.21
Total Interest
$3,998.23
60 Months
APR
10.90%
Monthly Payment
$542.31
Total Interest
$7,538.88
84 Months
APR
11.90%
Monthly Payment
$439.98
Total Interest
$11,958.53
120 Months
APR
12.90%
Monthly Payment
$371.80
Total Interest
$19,146.45

*** All financing is subject to credit approval. Your terms may vary. APR ranges from 0-35.9% based on creditworthiness. No other financing charges or participation fees.

How Wisetack Financing Works

Get Your Free Estimate

We provide a detailed quote for your flooring project that includes materials, installation, prep work and everything in between.

Choose Your Payment Plan

During your estimate, we discuss financing options. There’s also the option to apply online anytime.

Apply in Minutes

The Wisetack application only takes a couple of minutes. Check out your financing options in under a minute.

Pick Your Terms

Choose the monthly payment and term length that suits your budget. You’ll know what you’re paying for upfront because surprises aren’t our style.

Move Forward With Your Project

Once approved, we schedule your installation and get started on your new floors.

 

Do you have any Question?

Financing FAQs

Got Questions? We’ve Got Answers.

How long does approval take?

Most applicants get a decision in under a minute—no waiting!

Wisetack works with a variety of credit profiles. Your credit score affects your APR and terms, but there are solutions for various credit situations. 

No, you see your monthly payment, APR and total interest upfront. You pay what you see without origination fees or prepayment penalties. 

Yes, you can pay off your financing early without penalty.

No, you have the option to finance part of your flooring project and pay the rest upfront if you prefer.

If you aren’t approved for financing, we can still work with you. We’ll discuss alternative payment options and help you adjust your project scope to fit your budget.

Ready to Get Started?

Quality flooring doesn’t have to be out of reach because you don’t have cash on hand. Flexible financing options give you the floors your home needs now and allow you to manage payments over time. 

 

Book a free in-home estimate and we’ll talk about flooring options and financing plans that are compatible with your budget. There’s no pressure, just honest guidance from a family-owned business that’s been serving Greater Philadelphia for over 20 years.

An Experience So Good,
You’ll Tell Everyone

Easton Flooring Inc.

Whether you are searching for new hardwood floors, working on an upcoming
project or looking to learn more about wood floors, we are here to help.

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